Oni, O.O. et al. 2026. The Double Divide Revisited: Sector Composition, Within-Sector Adoption and Artificial Intelligence Use Among Minority- And Women-Owned U.S. Businesses. Journal of Economic, Finance Research and Review. 2, 10 (Oct. 2026), 728–742. DOI:https://doi.org/10.65150/EP-jefrr/V2E10/2026-05.