Dr. Ram Ratan, “Financial Inclusion and Digital Banking: Assessing the Role of FinTech in Rural Economic Development”, J. Econ. Finance Res. Rev., vol. 1, no. 01, pp. 9–17, Jul. 2025, Accessed: Sep. 28, 2026. [Online]. Available: https://jefrr.ep-journals.org/index.php/jefrr/article/view/2