Oni, Olufemi Olumayowa, Abimbola Usman, Olusegun Opeyemi Oni, and Promise Okwarajiaku. “The Double Divide Revisited: Sector Composition, Within-Sector Adoption and Artificial Intelligence Use Among Minority- And Women-Owned U.S. Businesses”. Journal of Economic, Finance Research and Review 2, no. 10 (October 28, 2026): 728–742. Accessed October 28, 2026. https://jefrr.ep-journals.org/index.php/jefrr/article/view/145.